You Can Become Financially Free In 3-5 Years

How would you feel if you wake up one day without having to think about money?

It flows to you in streams.

Imagine living without money troubles in your mind.

It flows to you in streams.

Would your life be any better?

Let It Flow

A couple of years ago, I had a question on my mind that haunted me every day for a long time.

Every morning when I woke up, and every evening just before I went to bed, I was asking myself, “How do I become free?” Not just financially, but in the real sense of the word.

The following sentence is the best definition of financial freedom I was able to find.

To become financially free, you have to earn an income which exceeds your expenses such that you can live without money worries.

In this post, I will give you three ways or steps that you can take to become financially free in 5 years or even less.

If you commit to this knowledge, your life will become a much different story than it is today.

Also, I want to ask you to read this post in full. Bookmark the page. Make yourself a cup of your favorite beverage, sit back, relax, and think about what you will learn here.

Repeat the lessons as much as you can until it sinks to your mind and become a part of you, a part of your money program.

Repetition is key!

One more thing. I want to share a definition of money from the book You Were Born Rich, by Bob Proctor.

Money is important. Money is a servant.

You should love people and use paper, not the other way around.

Now, let me give you a piece of knowledge about money with which you can create your world.

It was given to me, and now it’s all yours.

How to Become Financially Free in 5 Years

3 Ways to Become Financially Free 

Way 1. People at Work

It means you trade your time for someone’s money, which is probably what you do right now, in addition to 99% of our population.

This is also called an active income.

Many people hate their job. Some people are ashamed of what they do for a living. But let me tell you, there is no shame in a 9-5 if you provide an honest service to people.

It must be taken with pride, not guilt.

3 Ways To Become Financially Free

I was waiting tables in restaurants, bars, and hotels for eight years. Every single day I did it with pride. I was not ashamed to make a cup of coffee and take it to a person with a smile on my face. Sure, there were tips and wages, but my satisfaction with my service was a smile given back!

If you work hard and more than eight hours per day you can become financially free by following this old way.

Many people live a decent life from trading time for money, providing to their families more than they need. As said already, experts say that 99% of the world live life this way. It’s the system we invented to keep our buts from going broke.

Moreover, if you are well paid on your job, you can save up a respectable amount of money during 10-20 years. Of course, if you are diligent at saving your well-earned money.

I know for a fact that there is a better or at least faster way to become financially free.

You can try to boost your financial freedom by following the second way.


Way 2. Money at Work

Employ money to get more money. Or in other words, let your money work for you.

Here are a few examples of money investment:

  • your own business
  • savings for return interest rate
  • stocks, bonds, and shares
  • real estate investment

Invest for Financial Freedom

If you have some expertise, like waiting tables for example, and you managed to save up some money for your own venture, or you find an investor or get a loan, you can turn your knowledge into a profit.

Depending on the field of your expertise, amount of money you have, and work you are capable of performing you can become financially free in 3-5 years.

Next, you can try to invest some money in the stock market.

To begin with trading, you can try some free apps such as eToro. You can trade for virtual money after you sign in. This means you can play for as long as you wish, or until you get enough confidence in your trading skills to start a real money venture.

However, I would advise doing this only if you have someone with expertise who can show you the right way.

Below are a few returns I managed to create by trading stock.

The picture is not my point here so don’t get all worked up yet.

Stock Investment

Another example is, you can open a savings account in gold. Or, roll over your existing savings plan into gold. This means you will buy and hold physical gold.

This kind of money investment is wise in many aspects.

First of all, gold is not like flat paper currency, which means it is more stable than money. So in the event of a market crash like the recent one from 2008, your money would be safe because it is converted into a bar of gold. Moreover, there are less and less gold resources left in the world which means, the price of the gold is rapidly climbing. Unlike paper money, a bar of gold cannot be produced at will.

In other words, if you invest in gold your earnings from the investment will increase over time.

One thought though before I move on.

Do you know that we have found precious metal resources in space?!

People are mining gold, silver, platinum, iron, and all other metals from space. It’s going to be a huge industry in the future. Therefore, you can invest your money in some space-oriented companies to have a nice check for your retirement day.

They need money for their mining projects, you will live off the investment after they succeed.

100 today can become 100,000,00 in twenty years.

Maybe this is farfetched, so let’s stick to our point here.

You can invest your savings in real estate too.

Let’s say you buy an apartment and rent it for a bit higher price to earn a return interest. Or, you can buy a house, refurbish the house, and sell it for a higher price. You can keep repeating this procedure as long as you want.

All of these would eventually transform themselves into a form of a passive income.

Passive income is what sets you financially free in the true sense of the world. Creating passive income is the first step!

However, after much research I found a third and a much smarter way to become financially free in 3-5 years!

Way 3. Multiple Sources of Income

What does this mean?

It means, Way 1 + Way 2 = Multiple Sources of Income

Basically, you can earn money from a passive income stream while being busy with your active income.

Your passive income stream allows you to earn even when you sleep! If you know how to set it.

Almost everyone who has created a state of financial freedom in their life was using a principle of MSI. They have an active income coming to them from their major occupation. Plus, they managed to add to that income a few passive streams from multiple sources.

The concept of MSI (Mulitple Sources of Income) is, without a doubt, the best financial idea or advice that I have ever found. 

If you are interested in knowing more about how can you put this together, and how you too can plant a few passive streams of income, please, keep reading!

Imagine how would your life look if you have zero financial worries.

It’s a sweet life to live, no doubt.

Let it grow!

Multiple Sources of Income

The Best Way to Become Financially Free

So, to say a word or two about my favorite passive income, and how to set up an MSI system in your life.

Probably you have heard about the hype it is making.

For the last 10-15 years, online marketing is a fastest-growing field of work.

It is snowballing so big!

I will take the liberty of saying that online marketing is the business of the future!

More and more people are turning to online or affiliate marketing for their piece of the pie.

I must admit, it is a gigantic pie!

A giant like Google, which by the way plays a significant role in online marketing, is spinning $90 billion per year!!!

One must wonder how do they do it?

Their service is completely free to use.

You don’t pay ‘google bill’ every month to use the search.

You see, it’s all about marketing your service, and Google is the best online marketer online!

The Best Way to Become Financially Free

Google earns a significant portion of its revenue from advertisement.

As well as Facebook, YouTube, Instagram, Pinterest, and all others!

All mentioned online giants are an essential part of the machinery called online or affiliate marketing. Moreover, it is necessary to get in business with them if you want to take your piece of the pie they bake.

Just a small crumb, a tiny piece is enough for you to become financially free.

You will be redirected to my second website if you click on the link below. That site is my second passive income created in less than two years.

I give away free information about how to start your first passive income!

No initial investments are needed except your time, will, laptop, and good internet connection.

Take a Look in the Future of the Business

You Can Become Financially Free in 3-5 Years

You see, doing something such as affiliate marketing will give you a great opportunity to create multiple sources of income in a short period of 3-5 years.

One website, after it is finished, up and running, can earn you a passive income. By creating second, and the third one, you can create more of the same.

The beauty lies in the fact that you can work on something you actually like and enjoy.

The basic concept of affiliate marketing is to connect the customer with a merchant. You work inside the niche.

The niche would be your field of interest, something you can write about. For example, a personal development niche is my passion, so why not earn a passive income while helping others to become better.

Next, you will have to build your own website (your own place of business), create some content and attract few visitors to your site.

If you provide helpful information to your visitors, maybe they will decide to contribute your efforts by clicking through your links and buying something from the merchant whose products you promote.

In the end, it is a win-win situation for all three parties.

Become Free in 3-5 Years

However, it is a job like every other!

So, don’t get fooled thinking something like you can become rich quickly and f*** off everything.

If you can devote 3-5 years of hard work and countless hours by the computer you can become financially free.

Why 3-5 years?

Well, 5 years is usually the period that takes for every new business to become established.

In the first year, you will only get started. As the years go by you will learn and grow. By the end of the fifth year, every successful business should be established firmly.

It is not a rule! However, it is a fact.

Maybe you will explode straight away, or maybe not. You will never know if you never try.

Take a Look in the Future of the Business

Be Free Means Do What You Love

Confucius, a great Chinese teacher, and philosopher once said:

“Chose a job you love, and you will never work a day in your life.” 

When you add to it financial freedom you will experience the true meaning of the word free.

I bet you do have some interest in your life, a hobby of some kind, maybe a dream you have given up because you had to go to school, finish college, get a job, and work your ass off for someone else’s profit.

Your hobby can be turned into a business. And, a way to go is affiliate marketing.

Take a Look in the Future of the Business

To your success!

If you ever need a hand or have any questions, feel free to leave them below and I will be more than happy to help you out.

All the best,


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12 thoughts on “You Can Become Financially Free In 3-5 Years”

  1. Growing up, we were never taught how to make money. I am so sick of living paycheck to paycheck. Thank you for the great article.

    • Hi Jessica,

      The life should be a free and beautiful adventure. By creating multiple sources of income you can become financially free in a short period of 3-5 years. It is worth to make a sacrifice in order to live the rest of the life as a free individual.

  2. Thanks for sharing this very intriguing information. Your pictures are making it even more interesting. Are you of the opinion that one need to create multiple websites to earn a sustainable income form it, or would it be better to constantly add content to one website and thereby increase it in size over a period of time.

  3. I do believe you are right that online marketing is the wave of the future. Pretty soon, we will be purchasing a good portion of what we need from the Internet. I know that I already do that. So it makes sense to capitalize on this. I am curious why you mention 3 to 5 years. Is this how long it takes to establish your online business/market, to be seen and to start to receive an income?

    • Hi Matts Mom,

      3-5 years is a period that usually takes for a new business to get started, learn and grow, and to become established. It is a fact. However, it is not a law. Some business explodes straight away, it takes them year or two to go through the process. The point is, success in business doesn’t come overnight, and it takes time.

      All the best,

  4. Hi Ivan,

    Great post! Yes I have tried many of the opportunities you mention and some have paid off others haven’t. Of course we all start off working for a boss although more young people these days seem to have their own online businesses and are doing really well.

    I am getting into affiliate marketing now and I agree with you, 3 to 5 years should be about right. I am in 18 months and money starting to slowly flow in.

    Thanks again,


    • Hi Kevin,

      Thank you! I am glad and happy for those younger and for everyone who gets into the venture such as affiliate marketing. You are getting there you see. Patience, hard work and honest service will produce money after time. Wish you more of success in the future!

      All the best,

  5. Hello Ivan
    I must say – I completely agree with you!
    A period of 3-5 years is a small period when you look at the “bigger image”, if you know what I mean. And affiliate marketing is one of the best tools for reaching a financial freedom.
    By the way, your article is very informative!
    Thank you!

    • Hi Mario,

      I know what exactly what you mean! It is a long-term goal, and 3-5 years is a really short period when you look at it.
      Thank you for your comment! I wish you all the best in pursuing your bigger image.


  6. Hi Ivan,

    Thank you for your suggestions here and it all makes perfect sense. Some businesses do seem to kick off pretty fast but usually will take much longer. That is tough but once it takes off then you have a source of income for life – for life!

    That is the pay off and so it is very much worth working for for ones financial safety.

    It is hard to work for others because the economy keeps on collapsing and so we must learn to be more self reliant to generate our own income. This is my feeling for many years for working for others, very hard for little pay may I add, just to be let go for no good reason. None!

    So I am big believer in earning for yourself and your own family online for the long term.

    Thanks Ivan for spreading the work on this whole subject matter.

  7. Since you’re working in an accelerated time frame to reach FI, it’s wise to cut certain expenses so you can save (or invest) even more money. Start small by cutting out impulse buys and subscriptions you don’t use. Then, work your way toward cutting down on the major expenses like groceries, bills, and even housing costs.


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